User Terms & Conditions

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Here's all the Terms and Conditions for Swipii users:


Terms of Use

Welcome to Swipii!

These Terms of Use govern your use of the Swipii Services. When you register a Swipii account, download our mobile application (app) or use our website, you agree to these Terms of Use.

These Terms of Use refer to the following additional terms, which also apply to your use of our app or website:

  • Swipii’s Website Terms & Conditions; and  
  • Swipii’s Privacy Policy.

You should read these Terms of Use, Swipii’s Website Terms & Conditions and Swipii’s Privacy Policy carefully. If you are not happy with these terms, please do not download our App or use our website.


In these Terms of Use, Swipii Labs Ltd is referred to as “Swipii” (collectively referred to us “we”, “us” or “our”).

We refer to our Swipii users as a “user” (collectively referred to as “you”, “your” or “users”).

Our partner businesses (who provide you with Swipii loyalty points for purchasing their goods and services) are referred to as “Merchant” or “Merchants”.

All loyalty points collected from participating Merchants are referred to as “points”.

The service Swipii provides, as detailed below, are referred to as “the Service”.

The Service

These Terms of Use apply to your use of the Service operated by Swipii.  The Service includes the use of our mobile app, website and software. The Service can be used to obtain and redeem loyalty points with participating Merchants. These points are processed through our database using software installed at Swipii’s offices. You can access the points you have collected, as well as viewing the various promotional offers available to you, via our website and app.

The Privacy Policy

As part of providing the Service, we collect and use your personal information. Swipii’s Privacy Policy  explains how we use this data to provide you with the Service. It also explains your rights in relation to data privacy and processing. We will only use your personal information as set out in our Privacy Policy.

If you have any questions relating to your personal data, please send us an email at [email protected] or check out our Privacy Policy for further information.

User commitments

In exchange for our provision of the Service, we require you to make the following commitments to us as a Swipii user:

  • You must not create a Swipii account if we have previously deactivated your account for violating the law or for breaching any of our policies (e.g. our Website Terms & Conditions);
  • If you choose, or are provided with, a username, password or other piece of information as part of our security procedures, you must treat such information as confidential and must not disclose these details to a third-party; and
  • You must be at least 16 years old. The Service is not intended for use by persons under the age of 16.

Our responsibility for loss or damage suffered by you

You acknowledge that the Service is being made available to you free of charge and that Swipii makes no representations or warranties, express of implied, regarding the Service. All representations, undertakings, warranties, terms and conditions, whether express or implied by statute, common law or otherwise are excluded to the fullest extent permitted by law. Except as provided in these Terms of Use, Swipii shall not be liable to your for any claims whatsoever including but not limited to those arising from loss of profits, business, revenue, goodwill, anticipated savings and/or any other indirect, special or consequential loss whether arising under contract, negligence or otherwise out of or in connection with the Service. In particular, Swipii accepts no responsibility or liability for the acts or omissions of participating Merchants which operate independently of Swipii. Swipii neither excludes nor limits its liability for death or personal injury caused by its own negligence or any other liability the exclusion or limitation of which is expressly prohibited by law.

Who you have contracted with

Your contract regarding the redemption of points from Merchants, and the provision of goods and services which can be obtained by points from Merchants, is with the Merchant who has issued the points – It is NOT with Swipii. Accordingly, Swipii is not responsible for any failure by a Merchant to provide goods and services in return for points that you may have accumulated.

Terminating your account

Swipii reserves the right to terminate the Service and/or your use of the Service at our discretion and without notice.

Third-Party Rights

Third parties do not have any rights under these Terms of Use.  You cannot assign your rights or obligations which arise from these Terms of Use without our express written consent.  

Changes to these Terms of Use

We may update or amend these Terms of Use from time to time. In most cases, we will give you at least 30 days notice prior to making any changes. This will give you time to review any changes to make sure you’re happy with them before they go into effect. If you continue to use the Service after this timeframe, you will be bound by the updated Terms of Use.

Which country’s laws apply to disputes

Please note that these Terms of Use, their subject matter and their formation, are governed by Scottish Law and are subject to the non-exclusive jurisdiction of the Scottish Courts.

Contact Us

If you have any questions relating to these Terms of Use, please send us an email at [email protected]